Am I Eligible For Medicare Part A & Part B?
- Eligibility before age 65
- Eligibility if a client has fewer than 40 work credits
- Applicable premiums
Will I Avoid IRMAA Surcharges On Medicare Part B & Part D?
- IRMAA surcharges for Part B and Part D based on MAGI ranges
- Situations to request an exception and the form to complete
- Relevant tax year for the surcharge calculation
Should I Change My Medicare Coverage During Open Enrollment?
- Changes in health care needs
- Costs of premiums, deductibles, etc.
- Access to specific providers, services, and prescription drugs
- Out-of-state concerns
- Effective dates of any changes
Will I Avoid Medicare Enrollment Penalties?
- Impact of employee headcount for those covered under an employer plan
- Special Enrollment Period rules
- Penalties for delaying Part A, B, & D
- How a creditable drug plan could impact Part D late enrollment penalties
Will I Be Automatically Enrolled in Medicare?
- Impact of age on enrollment
- Automatic enrollment events
- Initial Enrollment Period rules
- Coverage start dates for Part A, B, & D