Broker Check
(623) 255-5180
Client Login

Distribution Learning

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.
Learn More

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Learn More
Should I Take My Pension as A Lump Sum?

Should I Take My Pension as A Lump Sum?

  • Life expectancy considerations
  • Viability of pension plan
  • Risk tolerance and need for guaranteed income
  • Wealth transfer considerations
  • Lifetime income options
Can I Delay Distributions?

Can I Delay Distributions?

  • Beneficiary classifications under the new SECURE Act rules
  • Distributions under the 10-Year Rule
  • RMDs under the Life Expectancy Rule
  • Twice-inherited IRAs

Download Flowchart


Will a Distribution from My Roth IRA be Tax-Free?

Will a Distribution from My Roth IRA be Tax-Free?

  • The 5-Year Rule
  • Impact of Roth conversions
  • Distribution ordering rules
  • Conditions that trigger the 10% early distribution penalty
  • Exceptions to the 10% early distribution penalty

Download Flowchart

Will a Distribution from My Traditional IRA be Tax-Free?

Will a Distribution from My Traditional IRA be Tax-Free?

  • Beneficiary classifications under the new SECURE Act rules
  • Distributions under the 10-Year Rule
  • RMDs under the Life Expectancy Rule
  • Twice-inherited IRAs

Download Flowchart

Can I Avoid Taking My RMD after reaching my Required Beginning Date (RBD)?

Can I Avoid Taking My RMD after reaching my Required Beginning Date (RBD)?

  • What to do if a client forgot to take an RMD
  • How the RMD is calculated
  • How to handle multiple retirement accounts
  • Which RMDs can be combined and which ones can not
  • Considerations if the client is still working or a business owner

Download Flowchart

Your advisor has provided you access to this webpage to bring awareness of financial topics and educational talking points that typically arise when discussing your finances. If you would like to explore these ideas in more depth, use the form below to send your advisor a message!

Send Questions/Comments About This Learning Page To Your Advisor Below

Have a Question?

Thank you!
Oops!